Dental care can be expensive, especially if you need to straighten your teeth with Invisalign®, get a crown, or have other restorative work done. However, expense should never stop you from getting the dental care you need.
Many forms of dental financing are available that may help you get the care you need. Furthermore, getting treatment sooner rather than later may prevent problems from becoming bigger and more costly. In this blog, the providers at Dental Art of South Bay in Torrance, California, explain how financing options can make dental treatment more accessible.
Most major employers offer dental insurance benefits. Dental Art of South Bay accepts most dental insurance. Even if you don’t work for one of the area’s major employers, it’s still a good idea to ask if your dental insurance is accepted.
Dental insurance often covers part or all of necessary procedures, including restorative work. In some cases, dental insurance might even cover treatments like Invisalign.
The providers at Dental Art of South Bay also offer other forms of financial assistance to help make dental care more affordable.
One option that you can take advantage of is a discount for cash payments. If your fees exceed $200, and you can pay in cash at the time of your service, you can receive a 5% discount. Furthermore, we may be able to provide you with an extended payment plan, in which you pay as little as $50 a month for up to two years, depending on your credit.
You may also be able to obtain a dental care loan — often at very reasonable rates — through a bank or credit union. CareCredit is another option that may be available to you. This service is like a credit card, and you use it for dental and medical procedures.
Delaying dental care can cause an issue to become bigger and more costly to fix. For example, if you have a cavity, delaying treatment could cause the cavity to grow and cause more damage.
Furthermore, delaying treatment could lead to an infection, in which case you might need to get a root canal to remove the infection and a crown to strengthen your tooth. As you can see, taking care of the cavity when it was small would have saved time, taken less work, and saved money.
Getting dental care in a timely manner is the best thing you can do for your oral and overall health, and also for your wallet. If you need work done, we can discuss insurance and financing options with you. To learn more, book an appointment over the phone with Dental Art of South Bay today.